The 50-Year Mortgage: A Solution to the Housing Crisis or a Financial Trap?

In today’s challenging housing market, affordability is the single biggest hurdle for most homebuyers. As a mortgage banker, I’ve heard countless new ideas aimed at solving this crisis. One that’s gaining traction in discussions is the 50-year mortgage. But is this ultra-long-term loan a powerful new tool for buyers, or is it a financial trap […]

How a Flawed Jobs Report Just Pushed Mortgage Rates Higher — What Buyers and Realtors Should Know

This past week, the Bureau of Labor Statistics (BLS) released its latest jobs report — and while the headlines looked positive at first, the details tell a very different story. Unfortunately, the initial market reaction to the headline number pressured mortgage bonds, driving mortgage rates higher in the short term. Here’s what really happened, and […]

More Sellers Than Buyers: How It Could Impact Your Next Home Purchase

A recent Redfin report reveals a significant shift in the housing market that could create new opportunities for homebuyers in 2025. For the first time in over a decade, there are nearly 500,000 more home sellers than buyers—the largest gap since Redfin began tracking this data in 2013. Key Takeaways for Homebuyers: Buyer’s Market Conditions […]

Tagged 2025 housing marketbuyer’s markethomebuyer tipsmarket updateMJ Mortgagemore sellers than buyersmortgage insightsSal TrapaniTexas mortgage broker