Why Stability Matters More Than the Daily Drop

If you checked the financial news earlier this week, you likely saw red. Mortgage-backed securities (MBS)—the bonds that largely determine mortgage rates—had a difficult three-day stretch. When MBS prices go down, mortgage rates go up. It is natural to see this and worry that the recent trend of improving rates is over. However, looking at […]

Navigating the 2025 Housing Market: A Buyer’s Guide to Rates, Prices, and Inventory

As a homebuyer, staying informed about the current market is key to making a confident decision. A recent mid-year forecast from   Realtor.com reveals a complex but slowly improving landscape for buyers. The market is gradually rebalancing, offering some cautious   optimism with easing mortgage rates and more available homes. Here’s a breakdown of the key takeaways […]

Soaring Inventory and Record Price Cuts Create New Opportunities

According to new research from Zillow, housing inventory has reached its highest level in more than five years. A significant slowdown in buyer demand has more homes for sale now than at any time since 2019. This shift is creating a more balanced market , giving buyers newfound leverage that has been missing for years. While sellers have […]

Mortgage Applications on the Rise: What This Means for You!

Good news for the housing market! The latest Mortgage Bankers Association (MBA) survey for the week ending June 6, 2025, shows a significant increase in mortgage applications, signaling renewed positive sentiment among homebuyers and those looking to refinance. Key Highlights: Overall Growth: Mortgage applications jumped 12.5% week-over-week, hitting their highest level in over a month. […]

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