Is Your Partner’s Credit a Red Flag? The Link Between Scores and Separation

Thinking of buying a home with your partner? It’s an exciting step, but it’s crucial to understand how your financial histories can impact your future together. A significant difference in credit scores can affect more than just your mortgage rates; it can influence your relationship’s longevity. A recent study by the Mortgage Research Network sheds […]

Big Beautiful Bill – What It Means For Mortgage And Housing

A significant new piece of legislation, the “One Big Beautiful Bill Act,” was recently signed into law. While it’s a sweeping budget and tax bill, it contains key provisions that directly impact the housing and mortgage industries. Here’s a concise breakdown. Key Takeaways for Homeowners and Homebuyers Permanent Deduction for Mortgage Insurance: The deduction for […]

How a Flawed Jobs Report Just Pushed Mortgage Rates Higher — What Buyers and Realtors Should Know

This past week, the Bureau of Labor Statistics (BLS) released its latest jobs report — and while the headlines looked positive at first, the details tell a very different story. Unfortunately, the initial market reaction to the headline number pressured mortgage bonds, driving mortgage rates higher in the short term. Here’s what really happened, and […]

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