The Rent is Falling: Is It Time to Make Your Move?

Are you a renter considering buying a home? The latest rental report from August 2025 shows a significant trend of declining rents, and this could be the perfect time to make your move into homeownership. Here’s a breakdown of the key highlights and what they mean for you: Rents are down, and renters are on […]

House hackers, this one’s for you!

Some exciting updates just hit the mortgage world! Freddie Mac(Conventional Loans) is now allowing up to 95% LTV on 2–4 unit primary homes starting Sept 29th. Fannie Mae had already adapted this change in 2023. This means your buyers can get into a multi-unit with just 5% down! Here’s the scoop: 2-unit homes: LTV boosted […]

Straight from the Source: KB Home’s COO on Builder Incentives and Market Conditions

As a Mortgage Broker and owner of MJ Mortgage LLC in Magnolia, Texas, I’m always keeping a close eye on the housing market. I wanted to share some important insights from a recent article that focused on remarks from KB Home’s Chief Operating Officer, Rob McGibney. A Warning About Homebuilder Incentives According to KB Home […]

More Sellers Than Buyers: How It Could Impact Your Next Home Purchase

A recent Redfin report reveals a significant shift in the housing market that could create new opportunities for homebuyers in 2025. For the first time in over a decade, there are nearly 500,000 more home sellers than buyers—the largest gap since Redfin began tracking this data in 2013. Key Takeaways for Homebuyers: Buyer’s Market Conditions […]

What Clients Are Saying About Sal Trapani at MJ Mortgage LLC

What Clients Are Saying About Sal Trapani at MJ Mortgage LLC When it comes to choosing a mortgage lender, trust, dependability, and communication are everything. At MJ Mortgage LLC, I’m grateful to have earned the confidence of homebuyers and realtors across Magnolia, The Woodlands, Spring, Conroe, and throughout Texas. Here’s what clients are saying: ⭐⭐⭐⭐⭐ […]

Recasting: The Mortgage Hack You May Not Know About!

If you’re planning to buy a new home before selling your current one, recasting might be worth considering. Most homeowners don’t even know it’s an option—but when used correctly, it can offer serious financial flexibility. Why Recasting Might Be a Mortgage Advantage Worth Considering Re-amortizes your loan – Your monthly payment is recalculated based on […]

Welcome to MJ Mortgage LLC — Your Trusted Mortgage Partner in Texas

Welcome to MJ Mortgage LLC – Your Trusted Mortgage Partner in Texas At MJ Mortgage LLC, our mission is simple: provide clear guidance, dependable service, and personalized mortgage solutions to homebuyers and homeowners across Texas. Whether you’re purchasing your first home or refinancing an existing one, our goal is to make the process smooth, transparent, […]

Tag: Sal Trapani