Why Haven’t Mortgage Interest Rates Come Down in 2026?

If you’ve been waiting for mortgage rates to drop, I get the frustration. A year ago, a lot of people, buyers, real estate agents, even other lenders expected 2026 to be the year rates finally eased up. Instead, the average 30-year fixed mortgage rate is still sitting in the mid-6% range. So what happened? Let […]

New Fed Chair Report Card: What Kevin Warsh’s First Month Means for Mortgage Rates

The Federal Reserve has a new boss, and his opening moves just sent a clear signal to Wall Street, the housing market, and anyone tracking mortgage rates. Kevin Warsh officially took over as Fed Chair on May 22nd, and his highly anticipated first Federal Open Market Committee (FOMC) meeting wrapped up on June 17th. If […]

What the June 17 Fed Meeting Could Mean for Mortgage Rates and Homebuyers in Magnolia, Texas

If you’ve been following mortgage rates, you’ve probably heard about the Federal Reserve’s upcoming meeting on June 16-17, 2026. Every time the Fed meets, headlines often suggest mortgage rates are about to rise or fall dramatically. But what does the Fed actually do, and what could its next decision mean for homebuyers and homeowners in […]

Federal Reserve Leadership Change 2026: What It Means for Mortgage Rates and Homebuyers

A major shift is happening at the Federal Reserve — and it could have a meaningful impact on mortgage rates and the housing market. If you’re a homebuyer, homeowner, or real estate professional, here’s what you need to know. Who Is the New Federal Reserve Chair? Kevin Warsh is set to become the new Chair […]

The Fed Paused. Now What?

The Federal Reserve meeting has concluded, and as we anticipated, they have chosen to hold the Federal Funds Rate steady. While the headlines might simply say “Fed Pauses,” the details behind the decision paint a clearer picture of where we are heading in 2026. The Labor Market is the Key For a long time, the […]

Signal vs. Noise: The Fed, The Jobs, and The Rising Cost of Waiting

It is Wednesday, January 28th. The Federal Reserve wraps up its two-day meeting today, with a statement due at 2:00 PM ET. While the media focuses on the immediate “noise” of the press conference, I want to focus on the “signal” coming from the latest economic data. Home Prices Are resilient We have been discussing […]

Tag: Federal Reserve