Why Does Mortgage News Sound Like a Broken Record? The Iran War Is the Reason We Keep Hearing the Same Song

If you’ve been following mortgage rate news for the past few months, I don’t blame you for feeling like the needle is stuck. Rates drop a little. Headlines call it a turning point. Then a week later, rates climb right back up and the same experts are back on camera explaining why, playing the same […]

Why Haven’t Mortgage Interest Rates Come Down in 2026?

If you’ve been waiting for mortgage rates to drop, I get the frustration. A year ago, a lot of people, buyers, real estate agents, even other lenders expected 2026 to be the year rates finally eased up. Instead, the average 30-year fixed mortgage rate is still sitting in the mid-6% range. So what happened? Let […]

Federal Reserve Leadership Change 2026: What It Means for Mortgage Rates and Homebuyers

A major shift is happening at the Federal Reserve — and it could have a meaningful impact on mortgage rates and the housing market. If you’re a homebuyer, homeowner, or real estate professional, here’s what you need to know. Who Is the New Federal Reserve Chair? Kevin Warsh is set to become the new Chair […]

Why Stability Matters More Than the Daily Drop

If you checked the financial news earlier this week, you likely saw red. Mortgage-backed securities (MBS)—the bonds that largely determine mortgage rates—had a difficult three-day stretch. When MBS prices go down, mortgage rates go up. It is natural to see this and worry that the recent trend of improving rates is over. However, looking at […]

Tagged Bond MarketMJ Mortgage LLCMortgage Backed SecuritiesMortgage RatesReal Estate TrendsSal Trapani