Why Haven’t Mortgage Interest Rates Come Down in 2026?

If you’ve been waiting for mortgage rates to drop, I get the frustration. A year ago, a lot of people, buyers, real estate agents, even other lenders expected 2026 to be the year rates finally eased up. Instead, the average 30-year fixed mortgage rate is still sitting in the mid-6% range. So what happened? Let […]

Navigating Mortgage Rates in Times of Global Uncertainty: An In-Depth Historical Analysis

As we review the latest financial numbers this weekend, current market data shows that the recent geopolitical conflict in Iran has introduced new volatility into the bond market. The 10-year Treasury yield climbed back above 4.00% this week, putting upward pressure on Mortgage-Backed Securities (MBS) and causing average 30-year fixed mortgage rates to tick back […]

Why Stability Matters More Than the Daily Drop

If you checked the financial news earlier this week, you likely saw red. Mortgage-backed securities (MBS)—the bonds that largely determine mortgage rates—had a difficult three-day stretch. When MBS prices go down, mortgage rates go up. It is natural to see this and worry that the recent trend of improving rates is over. However, looking at […]

Tagged Bond MarketMJ Mortgage LLCMortgage Backed SecuritiesMortgage RatesReal Estate TrendsSal Trapani