Why Haven’t Mortgage Interest Rates Come Down in 2026?

If you’ve been waiting for mortgage rates to drop, I get the frustration. A year ago, a lot of people, buyers, real estate agents, even other lenders expected 2026 to be the year rates finally eased up. Instead, the average 30-year fixed mortgage rate is still sitting in the mid-6% range. So what happened? Let […]

Why Gas Prices Are Rising Even Though the U.S. Produces So Much Oil — And How It Can Affect Mortgage Rates

If the United States produces millions of barrels of oil every day, many Americans naturally ask: “Why are gas prices still rising?” It seems confusing at first glance. The U.S. is one of the world’s largest oil producers and even exports oil to other countries. So why do Americans still experience rising gas prices at […]

Federal Reserve Leadership Change 2026: What It Means for Mortgage Rates and Homebuyers

A major shift is happening at the Federal Reserve — and it could have a meaningful impact on mortgage rates and the housing market. If you’re a homebuyer, homeowner, or real estate professional, here’s what you need to know. Who Is the New Federal Reserve Chair? Kevin Warsh is set to become the new Chair […]

Tagged Bond Marketeconomic outlookFed policyFederal ReserveHome Buyinghomebuyer strategyHousing MarketinflationInterest RatesKevin WarshMJ Mortgage LLCMortgage Ratesmortgage tipsrate cutsreal estate market updateReal Estate TrendsSal Trapani